01 — Trucking Insurance
Is your renewal coming up, or is your trucking fleet still underinsured?
Your trucking company isn’t just a standard Commercial Auto business. Protect your most valuable investment, fulfill your freight contracts instantly, and avoid financial surprises with insurance designed strictly for the trucking industry.
/ Free Review
Is your fleet truly covered?
- Fast analysis
- No commitment
- 100% confidential
Protecting and insuring Trucking operations across Illinois, the Midwest, Indiana, and nationwide.
- Independent Agency
- Since 2007
- 500+ Fleets Protected
- IL · FL · IN · WI
/ The Problem
The hidden risks of operating blind or with the wrong policy.
For Renewals
“My insurance went up again.”
Don’t accept unjustified rate hikes at renewal. We evaluate your current policy to optimize your premiums, ensuring you pay a fair price for maximum protection.
For the Underinsured
“Am I truly covered?”
A basic Auto Liability policy won’t protect you if you damage or lose freight during transit. Avoid business-ending lawsuits with true Motor Truck Cargo and Physical Damage coverage.
For Operational Growth
“Fulfill contracts instantly.”
Brokers and shippers demand strict insurance requirements. We interpret those contracts and issue certificates of insurance (COIs) quickly so you never miss a load or have to pause your daily operations.
/ How It Works
3 simple steps to bulletproof your trucking business.
Step 1
Share your details.
Send us your current policy, loss runs, and your list of equipment and experienced CDL drivers.
Step 2
Risk Assessment.
Our specialists evaluate your real-world exposures, such as routes, commodities hauled, and the use of ELDs (Electronic Logging Devices) or dash cams.
Step 3
Smart Proposal.
You receive a competitive quote from the right market, designed to protect your operation and improve your bottom line.
/ Voices
Stories from fleets that no longer worry about insurance.
Posted on Google
Lilyann RomeroTrustindex verifies that the original source of the review is Google.
I want to give a special shout out to Ms. Jacqueline Leon. She went above and beyond my expectations and truly she went out of her time frame. She took the time to stay after her shift hours to renew my policy. Due to my work I didn't had the time to do it withing work hours.. But she was there explaining every detail making sure everything was good and ready to renew. Look for every possible option. Thank you so much. 💓 More agents like this what makes a company succeed. She needs a raise!!!! 💸 Thank you Ms Leon.Posted on Google
Arnulfo MartinezTrustindex verifies that the original source of the review is Google.
Excelente lugar los recomiendoPosted on Google
Alejandro RevillaTrustindex verifies that the original source of the review is Google.
ExcelentePosted on Google
Jason MatthewsTrustindex verifies that the original source of the review is Google.
As a small business owner insurance rates can make or break you within the year, for sure. I can honestly say I'd be out of luck without PR's help. I have been a customer since 2020 & plan to continue well into the future.Posted on Google
Jamel HillTrustindex verifies that the original source of the review is Google.
Jacqui Took care of all my needs! even called me first to fix a possible issue that I didn’t notice!Posted on Google
Taato MerojTrustindex verifies that the original source of the review is Google.
Amado ! The best when it comes to costumer service 😉😉
/ FAQ
Immediate answers to your questions.
Still have doubts? Talk to a trucking specialist — no commitment.
What if I've never had specialized trucking insurance before?
Many owner-operators and growing fleets start with basic commercial policies, leaving their investment vulnerable. If your fleet has at least 3 units and experienced drivers, we will design a custom program covering the real risks of hauling freight.
My renewal date is next month, is there time to switch?
Absolutely. Our Trucking Insurance Review process is fast. We just need your current documentation to offer a clear comparison before you’re forced into an unjustified rate increase.
Why choose PR Risk over my local agent?
Because we speak your language. General agents don’t understand the complexities of Motor Truck Cargo, Bobtail/Non-Trucking Liability, or federal and state filings (like the MC-90). We are exclusive specialists in the trucking industry.
Do you insure all types of transport?
Currently, our preferred programs focus strictly on general freight, dry van, flatbed, and refrigerated transport. We do not cover hazardous materials (Hazmat) or passenger transport exposures.
/ Don't wait for the claim